If we don't pay them money then they arrest us," she says. But they no longer have to worry about the television getting wet in monsoon season. The relationship is supposed to be reciprocal, with Ma Ei Pyi recruiting virgins from the impoverished squatter camp where she lives. The police know who we are, they know where we meet the customer, they wait there all the time and when they see us they threaten us. As well as supporting her two children, Ma Ei Pyi is now the main breadwinner for her mother, three siblings, sister-in-law and nephew who all moved into her one-room house. Debt was repeatedly cited as the trigger for women entering the industry. She stands on the street and shouts 'I didn't give you that money for free' and other horrible things," says Than Than Htwe. They pawned it for cash earlier this year. According to the Money Lender Act , those wanting to lend money must obtain an official license.
But while they may be operating beneath the law, they are not, according to Mike Slingsby, criminals at heart. But stable jobs are difficult to find. Their household income was not enough to absorb the cost of her husband's medical bill after he sustained an injury carrying drinking water from house to house. I know a few people who started working in the industry because they are virgins, but I don't like doing that job," she says. Than Than Htwe's son dropped out of school at 16 and now supports the family by selling fruit at a nearby market. But they no longer have to worry about the television getting wet in monsoon season. Others have started making shoes, handbags, musical equipment and skincare products - the entrepreneurial energy on Dawna Street is tangible. This came as a particular shock to their director of programme development, quality and advocacy, Katy Welby. Until then, more families will fall in to debt, more children will be pulled out of school and more women will be forced into the sex industry to repay their loans. She lives in Dala, a township built on marshland south of the Yangon river. Than Than Htwe has struggled to support the household since her grandchildren moved in last year. These jobs do not offer regular employment and can be severely impeded during the monsoon season, which lasts for almost half the year. As the sun sets on Seikkyi Khanaungdho island, Than Than Htwe begins her search for another neighbour who can cover her daily interest payments. As the commercial capital of Myanmar, Yangon is a magnet for rural migrants hoping to benefit from the country's rapid economic expansion. She made just enough money to feed the family, until both her father and husband died. Out of school and with high familial debt, she too is vulnerable to child labour, early marriage or perhaps worse. She talks about her decision with candour while her year-old daughter, crouching on the bamboo floor, listens intently. According to Aye Winn Sann, interest rates must be high to accommodate the one in four chance that someone will not pay. Their research also shows that 50 percent of children drop out of school at the age of According to her, the risks fall solely on the money lender. As she rummages through a cupboard bursting with cosmetics, an image peels away from the wall, breaking the mosaic of faces that follow her every move. Than Than Htwe took out another loan, this time from a neighbour living across the street. A child in Seikkyi Khanaungdho township. As many as The salon looked very different nine years ago. Her third daughter, now aged 14, stays at home to help her mother to look after the grandchildren. It will, therefore, be a while before it is rolled out on a scale capable of solving Yangon's endemic levels of indebtedness.
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